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Military Insurance - Alcohol and Drug Treatment Programs - Roselle, NJ.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary care physician and get referrals to health care services that provide specialty care.

Through TRICARE, members of the military can acquire substance abuse treatment services in Roselle. This encompasses detoxification, individual and group therapy including family therapy, and other recovery services. They will need pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both outpatient and inpatient, but stays for detox are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members are allowed to stay in treatment. A 3-week inpatient stay per benefit period is commonly allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.

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