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Military Insurance - Drug and Alcohol Rehab Programs - Somerville, NJ.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary care physician and get referrals to organizations that provide specialty care.

By way of TRICARE, members of the military can obtain substance abuse treatment services in Somerville. This encompasses detoxification, individual and group therapy including family therapy, and other rehabilitation services. They will require pre-authorization for services and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detoxification are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military members are allowed to remain in rehab. A 3-week inpatient stay per benefit period is commonly accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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