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Military Insurance - Alcohol and Drug Rehabilitation Centers - South Hackensack, NJ.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they go to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and obtain referrals to health care services that provide specialty care.

By way of TRICARE, military members can receive substance abuse treatment services in South Hackensack. This includes detoxification, individual and group therapy including family therapy, and other various treatment services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance pays for both outpatient and inpatient, but inpatient services for detoxification are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are allowed to stay in treatment. A 3-week inpatient stay per benefit period is usually allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other primary treatment services such as outpatient or inpatient treatment.

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