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Military Insurance - Drug and Alcohol Rehabilitation Facilities - Spotswood, NJ.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and get referrals to health care services that offer specialty care.

Through TRICARE, members of the military can receive substance abuse rehabilitation services in Spotswood. This encompasses individual and group therapy including family therapy, detoxification, and other various treatment services. They will require pre-authorization for treatment and there are likely to be some limitations. Military insurance covers both outpatient and inpatient, but stays for detox are limited to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers will be permitted to remain in rehab. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as inpatient or outpatient treatment.

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