Military Insurance - Drug and Alcohol Rehabilitation Programs - Loving, NM.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and obtain referrals to health care services that provide specialty care.

Through TRICARE, military members can acquire drug and alcohol treatment services in Loving. This includes individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will need pre-authorization for services and there are likely to be some limitations. Military insurance pays for both outpatient and inpatient, but stays for detoxification are limited to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as outpatient or inpatient treatment.

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