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Military Insurance - Alcohol and Drug Treatment Centers - Shiprock, NM.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which grants access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary doctor and get referrals to health care services that provide specialty care.

By way of TRICARE, military members can receive drug and alcohol rehabilitation services in Shiprock. This includes detoxification, individual and group therapy including family therapy, and other various recovery services. They will require pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but stays for detox are limited to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is usually accepted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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