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Military Insurance - Alcohol and Drug Rehab Programs - St. James, NY.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to health care services that offer specialty care.

Through TRICARE, members of the military can obtain substance abuse treatment services in St. James. This includes individual and group therapy including family therapy, detoxification, and other various rehabilitation services. They will require pre-authorization for services and there will most likely be some limitations. Military insurance covers both inpatient and outpatient, but stays for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military insurance carriers will be allowed to stay in rehab. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other primary rehabilitation services such as outpatient or inpatient treatment.

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