Medicare is a federal health insurance program which helps pay for health care for people living in the U.S. who are either disabled or 65 and older. For individuals who do have Medicare and require drug or alcohol rehab in Suffern, Medicare may pay for certain rehab programs and recovery services. Medicare consists of different "Parts", with Parts A-D covering different kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction treatment, and up to 60 days in rehab without a co-pay but policy holders will be required to pay a deductible. Medicare only pays for a total of 190 days of inpatient care, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the fees for outpatient substance abuse rehabilitation. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and medications dispensed by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want additional health insurance in addition to Medicare Parts A, B, and D. Individuals who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for drug and alcohol withdrawal as well as medications required for maintenance therapy such as methadone or buprenorphine.
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