Military Insurance - Drug and Alcohol Rehabilitation Centers - Derby, OH.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and obtain referrals to health care services that offer specialty care.

Through TRICARE, members of the military can acquire drug and alcohol rehabilitation services in Derby. This includes individual and group therapy including family therapy, detoxification, and other various rehab services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detoxification are limited to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers will be permitted to stay in treatment. A 3-week inpatient stay per benefit period is typically allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other treatment services such as inpatient or outpatient treatment.

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