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Military Insurance - Drug and Alcohol Rehabilitation Centers - Lorain, OH.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to health care services that provide specialty care.

By way of TRICARE, members of the military can acquire drug and alcohol treatment services in Lorain. This includes detoxification, individual and group therapy including family therapy, and other various substance abuse recovery services. They will need pre-authorization for treatment and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but stays for detoxification are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers will be allowed to stay in rehab. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as inpatient or outpatient treatment.

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