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Military Insurance - Drug and Alcohol Rehabilitation Programs - Melrose, OH.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to organizations that provide specialty care.

By way of TRICARE, members of the military can receive drug and alcohol treatment services in Melrose. This encompasses detoxification, individual and group therapy including family therapy, and other various substance abuse recovery services. They will require pre-authorization for services and there will most likely be some limitations. Military insurance covers both inpatient and outpatient, but stays for detox are restricted to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers will be allowed to stay in rehab. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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