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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to health care services that offer specialty care.
Through TRICARE, members of the military can obtain drug and alcohol treatment services in Niles. This encompasses detoxification, individual and group therapy including family therapy, and other various recovery services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both outpatient and inpatient, but stays for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time limits as to how long military insurance carriers are permitted to remain in treatment. A 3-week inpatient stay per benefit period is typically allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior rehabilitation services such as inpatient or outpatient treatment.
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