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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which grants access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to organizations that offer specialty care.
Through TRICARE, members of the military can acquire substance abuse rehabilitation services in Willowick. This includes detoxification, individual and group therapy including family therapy, and other recovery services. They will require pre-authorization for services and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but stays for detox are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers will be permitted to remain in treatment. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.
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