Military Insurance - Drug and Alcohol Treatment Programs - Balko, OK.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and get referrals to organizations that provide specialty care.

By way of TRICARE, military members can obtain substance abuse treatment services in Balko. This encompasses detoxification, individual and group therapy including family therapy, and other recovery services. They will require pre-authorization for treatment and there will most likely be some limitations. Military insurance covers both outpatient and inpatient, but inpatient services for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers are permitted to remain in rehab. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished prior rehabilitation services such as inpatient or outpatient treatment.

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