Military Insurance - Alcohol and Drug Treatment Programs - Loyal, OK.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to health care services that offer specialty care.

Through TRICARE, members of the military can acquire drug and alcohol treatment services in Loyal. This encompasses individual and group therapy including family therapy, detoxification, and other various rehabilitation services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detox are limited to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved treatment center, and there are time limits as to how long military members will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as inpatient or outpatient treatment.

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