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The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and obtain referrals to health care services that provide specialty care.
Through TRICARE, military members can acquire drug and alcohol rehabilitation services in Stuart. This encompasses detoxification, individual and group therapy including family therapy, and other recovery services. They will need pre-authorization for treatment and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detox are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military members will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.
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