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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which grants access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary doctor and obtain referrals to health care services that offer specialty care.
Through TRICARE, military members can receive drug and alcohol rehabilitation services in Clune. This encompasses individual and group therapy including family therapy, detoxification, and other treatment services. They will require pre-authorization for treatment and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but stays for detoxification are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers will be allowed to stay in treatment. A 3-week inpatient stay per benefit period is typically permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished prior treatment services such as outpatient or inpatient treatment.
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