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Military Insurance - Drug and Alcohol Treatment Programs - Force, PA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can select a primary care physician and get referrals to health care services that offer specialty care.

By way of TRICARE, military members can obtain drug and alcohol treatment services in Force. This includes individual and group therapy including family therapy, detoxification, and other rehab services. They will need pre-authorization for treatment and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but inpatient services for detox are limited to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers will be allowed to stay in rehab. A 3-week inpatient stay per benefit period is commonly accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as outpatient or inpatient treatment.

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