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Military Insurance - Alcohol and Drug Treatment Programs - Gwynedd, PA.

The military currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 years of age or older and their eligible family members. With Tricare Standard they have access to any non-military health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can select a primary doctor and obtain referrals to health care services that provide specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol rehabilitation services in Gwynedd. This includes individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will require pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but stays for detoxification are limited to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military members will be allowed to remain in treatment. A 3-week inpatient stay per benefit period is usually permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed prior treatment services such as outpatient or inpatient treatment.

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