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Military Insurance - Drug and Alcohol Rehabilitation Programs - Smithwick, SD.

The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can choose a primary care physician and obtain referrals to organizations that offer specialty care.

By way of TRICARE, members of the military can obtain drug and alcohol rehabilitation services in Smithwick. This encompasses individual and group therapy including family therapy, detoxification, and other various substance abuse recovery services. They will require pre-authorization for treatment and there will most likely be some restrictions. Military insurance pays for both outpatient and inpatient, but stays for detoxification are limited to 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers will be allowed to remain in treatment. A 3-week inpatient stay per benefit period is typically allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.

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