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Military Insurance - Drug and Alcohol Rehab Programs - White Bluff, TN.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 years of age or older and their qualified family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to organizations that provide specialty care.

By way of TRICARE, military members can obtain substance abuse treatment services in White Bluff. This includes detoxification, individual and group therapy including family therapy, and other various substance abuse recovery services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but inpatient services for detoxification are limited to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved treatment center, and there are time limits as to how long military insurance carriers are allowed to remain in treatment. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed prior treatment services such as outpatient or inpatient treatment.

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