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The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and get referrals to health care services that offer specialty care.
By way of TRICARE, members of the military can receive substance abuse rehabilitation services in Derby. This encompasses detoxification, individual and group therapy including family therapy, and other recovery services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance pays for both inpatient and outpatient, but inpatient services for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military members will be permitted to stay in treatment. A 3-week inpatient stay per benefit period is commonly allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other primary treatment services such as inpatient or outpatient treatment.
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