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Military Insurance - Drug and Alcohol Treatment Facilities - Morgan, VT.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which grants access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to health care services that provide specialty care.

Through TRICARE, military members can acquire substance abuse rehabilitation services in Morgan. This encompasses detoxification, individual and group therapy including family therapy, and other rehabilitation services. They will require pre-authorization for treatment and there are likely to be some limitations. Military insurance pays for both inpatient and outpatient, but inpatient services for detox are limited to 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers will be permitted to remain in rehab. A 3-week inpatient stay per benefit period is usually allowed. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has completed other treatment services such as outpatient or inpatient treatment.

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