The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which allows access to civilian health care providers within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and get referrals to organizations that offer specialty care.
Through TRICARE, military members can acquire substance abuse treatment services in Bluefield. This includes detoxification, individual and group therapy including family therapy, and other rehab services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but inpatient services for detox are restricted to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers will be allowed to remain in treatment. A 3-week inpatient stay per benefit period is commonly accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed prior treatment services such as outpatient or inpatient treatment.
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