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Military Insurance - Drug and Alcohol Rehab Programs - Lochgelly, WV.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is available to Tricare Standard beneficiaries which provides access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and obtain referrals to health care services that provide specialty care.

By way of TRICARE, military members can acquire drug and alcohol rehabilitation services in Lochgelly. This includes detoxification, individual and group therapy including family therapy, and other various recovery services. They will need pre-authorization for services and there will most likely be some limitations. Military insurance covers both outpatient and inpatient, but stays for detox are restricted to no more than 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is an approved facility, and there are time limits as to how long military insurance carriers are permitted to stay in rehab. A 3-week inpatient stay per benefit period is usually allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as inpatient or outpatient treatment.

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