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The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to civilian health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary doctor and obtain referrals to health care services that provide specialty care.
By way of TRICARE, military members can obtain drug and alcohol rehabilitation services in Summersville. This includes individual and group therapy including family therapy, detoxification, and other rehabilitation services. They will require pre-authorization for services and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but stays for detoxification are limited to no more than 7 days. Partial hospitalization or impatient treatment following detox will only be authorized if it is a Tricare approved facility, and there are time restrictions as to how long military insurance carriers are permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly permitted. Additionally, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.
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