Military Insurance - Drug and Alcohol Treatment Programs - River Falls, AL.

The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides insurance benefits for retired military who are 60 or older and their qualified family members. With Tricare Standard they receive services from any non-military health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to non-military health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all eligible family members, and with this they can pick a primary care physician and obtain referrals to organizations that provide specialty care.

Through TRICARE, members of the military can acquire substance abuse treatment services in River Falls. This encompasses individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will need pre-authorization for treatment and there will most likely be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved facility, and there are time restrictions as to how long military insurance carriers will be permitted to stay in rehab. A 3-week inpatient stay per benefit period is commonly permitted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary treatment services such as outpatient or inpatient treatment.

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