Due to the Affordable Healthcare Act, most Americans are now covered by some type of private health insurance. In fact, a recent report determined that about 13 percent of Americans are without health insurance. As a result, it may be now possible for individuals who were without health insurance previously, and were therefore not able to get treatment for a drug issue, to [[ |be able to]]] receive quality treatment.
If an individual in Harmony needs rehab for an alcohol or drug addiction, many private health insurance programs have specific arrangements with rehabs which give them an incentive to provide certain types of care at fixed prices. So in many cases, programs are happy to help get your questions answered and do what is needed to get you or a loved one in treatment immediately.
Most private health insurance plans cover an array of drug and alcohol rehab services, including outpatient and inpatient detox, partial hospitalization, inpatient and residential rehab and out-patient treatment. Most however may only cover one kind of recovery treatment with certain limitations, such as how long people can remain in treatment. A good rule of thumb is that all policies are now obliged to provide an equal level of services for mental health concerns, such as substance abuse disorders, as are offered for physical health issues. So if your policy lacks coverage in general, it will lack coverage in the area of recovery treatment for substance abuse.
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