When someone's health insurance won't cover the cost of substance abuse rehabilitation, they are forced to find a way to find the funds for rehabilitation through cash or self-payment. Some substance abuse rehabilitation programs in Samoa offer free rehabilitation, whereas these programs are usually state funded or affiliated with a church or similar organization. If treatment isn't free in such an institution, it is commonly severely discounted.
If self-payment is possible, most facilities and programs take cash as well as debit cards and credit cards. Some clients prefer making a cash payment because it ensures more privacy and anonymity. Most facilities and programs won't take checks as a form of self-payment.
If someone receives treatment on an urgent basis in an emergency room setting, and they don't have health insurance, it is typical for patients to be billed and required to pay at a later date. In many cases, these bills can be reduced through state run programs if the individual meets certain requirements regarding income and other circumstances.
Another advantage of self-pay and cash for those who have the cash or other resources available to cover the cost of rehabilitation, is the diversity of options to select from including successful long-term residential rehab facilities and private and luxury treatment programs.
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