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The armed forces currently uses a military insurance known as Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard provides benefits for retirees of the military who are 60 or older and their eligible family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay yearly deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which grants access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary care physician and get referrals to health care services that provide specialty care.
By way of TRICARE, military members can acquire substance abuse treatment services in Telluride. This includes detoxification, individual and group therapy including family therapy, and other rehab services. They will need pre-authorization for services and there will most likely be some restrictions. Military insurance covers both inpatient and outpatient, but inpatient services for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved treatment center, and there are time limits as to how long military insurance carriers will be permitted to remain in rehab. A 3-week inpatient stay per benefit period is commonly allowed. In additional to this, there are 60 group therapy sessions and 15 family therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.
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