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The military currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers benefits for retired military who are 60 years of age or older and their eligible family members. With Tricare Standard they receive services from any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which allows access to non-military health care professionals within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all eligible family members, and with this they can choose a primary doctor and get referrals to health care services that provide specialty care.
Through TRICARE, military members can acquire substance abuse treatment services in Spirit Lake. This encompasses detoxification, individual and group therapy including family therapy, and other various rehab services. They will need pre-authorization for services and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detox are restricted to no more than 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is a Tricare approved facility, and there are time limits as to how long military insurance carriers will be allowed to remain in treatment. A 3-week inpatient stay per benefit period is typically accepted. In additional to this, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.
There are 2 Alcohol and Drug Rehab Centers offering this service in Spirit Lake, IA
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