Medicare is a federal health insurance program which helps pay for medical healthcare services for people living in the U.S. who are either disabled or 65 and older. For people who do have Medicare and require drug or alcohol recovery services in Louisville, Medicare will cover various treatment programs and recovery services. Medicare comes in different "Parts", with Parts A-D covering various kinds of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient drug and alcohol treatment, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the costs for outpatient drug and alcohol rehab. This includes outpatient services, therapy/counseling, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs dispensed by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an alternative for clients who want supplemental health insurance apart from Medicare Parts A, B, and D. People who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications used for drug and alcohol withdrawal as well as medications used for maintenance therapy such as methadone or buprenorphine.
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