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The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 years of age or older and their qualified family members. With Tricare Standard they have access to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, as well as any out-of-pocket expenses. Tricare Extra is available for Tricare Standard beneficiaries which allows access to non-military health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is available to all active-duty members, retirees, and all qualified family members, and with this they can pick a primary care physician and get referrals to organizations that offer specialty care.
Through TRICARE, members of the military can acquire substance abuse treatment services in Louisville. This includes detoxification, individual and group therapy including family therapy, and other various recovery services. They will require pre-authorization for treatment and there will most likely be some limitations. Military insurance covers both outpatient and inpatient, but inpatient services for detoxification are restricted to 7 days. An inpatient or partial hospitalization following detox will only be authorized if it is a Tricare approved treatment center, and there are time limits as to how long military insurance carriers are permitted to remain in treatment. A 3-week inpatient stay per benefit period is usually accepted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which take place on an outpatient basis. Family therapy is covered one after the active military member has completed other rehabilitation services such as inpatient or outpatient treatment.
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