Private Health Insurance - Drug and Alcohol Treatment Programs - Shirley, IN.

Because of the Affordable Healthcare Act, many U.S. citizens are now covered by some type of private health insurance. As a matter of fact, a recent study shows that only about 13% of American citizens are without health insurance. Because of this, it may be now possible for individuals who did not have health insurance previously, and were therefore unable to get treatment for a drug or alcohol addiction, to [[ |be able to]]] get quality treatment.

If someone in Shirley needs rehabilitation for a drug problem, most private health insurance policies have specific agreements with rehabs which give them an incentive to provide certain kinds of treatment at fixed prices. In certain situations, facilities are more than happy to help and answer your questions and do what it takes to get yourself or a family member in rehab immediately.

Most private health insurance plans cover a full array of drug and alcohol treatment services, including outpatient and inpatient detox, partial hospitalization, inpatient and residential rehabilitation and outpatient treatment. Some policies however may only cover onlyone type of treatment with specific restrictions, such as how long a person can stay in rehab. Generally, it is thought that all policies are now required to provide the same level of services for mental health concerns, such as drug or alcohol abuse disorders, as are provided for physical health concerns. So if your plan does not have enough coverage in general, it will not have enough coverage in the area of treatment for substance abuse.

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