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The armed forces currently uses a military insurance called Tricare to help veterans, active military members and their families receive health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retired military who are 60 or older and their eligible family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, along with any out-of-pocket expenses. Tricare Extra is an option available for Tricare Standard beneficiaries which provides access to civilian health care providers within their provider network, with a discounted coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and obtain referrals to health care services that offer specialty care.
By way of TRICARE, military members can acquire drug and alcohol treatment services in Owensboro. This includes individual and group therapy including family therapy, detoxification, and other various recovery services. They will need pre-authorization for treatment and there are likely to be some restrictions. Military insurance covers both outpatient and inpatient, but stays for detox are restricted to 7 days. Partial hospitalization or impatient treatment following detoxification will only be authorized if it is an approved treatment center, and there are time restrictions as to how long military members will be permitted to remain in treatment. A 3-week inpatient stay per benefit period is typically allowed. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which occur on an outpatient basis. Family therapy is covered one after the active military member has finished other rehabilitation services such as outpatient or inpatient treatment.
There are 4 Drug and Alcohol Rehabilitation Facilities offering this service in Owensboro, KY
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