Medicare is a federal program that helps pay for health benefits for people living in the U.S. who are either disabled or 65 and older. For people that do have Medicare and need addiction treatment in Merritt, this program will cover various treatment programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering various kinds of treatment.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient drug and alcohol treatment, and up to 60 days in rehab without a co-pay but individuals will have to pay a deductible. Medicare only covers 190 days of inpatient care total, this applies to the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the expenses for outpatient substance abuse treatment. This includes outpatient care, therapy/counseling, treatment for co-occurring disorders such as anxiety disorders or depression and medications administered by clinics. It also pays for professional interventions.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want additional coverage apart from Medicare Parts A, B, and D. People who have Part C may have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers substance abuse related medications. Including medications needed for drug and alcohol withdrawal as well as those used for maintenance therapy such as buprenorphine or methadone.
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