Cash or Self-Payment - Drug and Alcohol Treatment Programs - Navajo, NM.

If a person's health insurance won't cover the cost of substance abuse rehab, they must discover a way to find the funds for rehab through cash or self-payment. Some drug and alcohol rehabilitation facilities in Navajo provide free rehabilitation, and these programs are most commonly state funded or part of a church or similar organization. If treatment isn't free in such a facility, it is commonly severely discounted.

If self-payment is doable, most facilities and programs accept cash as well as debit cards and credit cards. Some families prefer making a cash payment because it results in more anonymity and privacy. Most facilities and programs won't take checks as a form of self-payment.

When a person receives treatment on an urgent basis in an emergency room setting, and they don't have insurance coverage, it is common for the patient to be billed and required to pay at a later date. In many cases, these bills can be reduced through state run programs if the individual meets certain requirements regarding income and other circumstances.

Another benefit of self-pay and cash for those who have the upfront money or other resources available to pay for rehab, is the diversity of options to choose from including successful long-term residential rehabilitation programs and high-end and luxury treatment programs.

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