Medicare is a federal program that helps pay for health care for individuals living in the U.S. who are either disabled or 65 and older. For individuals that do have Medicare and need substance abuse recovery services in Derby, this program may cover certain recovery programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different kinds of care.
Part A (Insurance for Hospital Stays) - Medicare Part A covers inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but individuals will be required to pay a deductible. Medicare only covers 190 days of inpatient care total, as in during the individual's lifetime.
Part B (Medical Insurance) ? Medicare Part B covers up to 80% of the costs for outpatient drug and alcohol rehab. This includes outpatient care, therapy, treatment for co-occurring disorders such as depression or anxiety and medications dispensed by clinics. It also pays for professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for people who want additional coverage in addition to Medicare Parts A, B, and D. People who have Part C may have more options available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D pays for substance abuse related medications. Including medications needed for drug and alcohol withdrawal as well as those required for maintenance therapy such as buprenorphine or methadone.
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