When someone's health insurance won't cover the cost of drug or alcohol rehab, they are forced to look for some way to find the funds for treatment through cash or self-payment. Some substance abuse rehab centers in Philo offer free rehabilitation, and these programs are typically state funded or part of a church or similar organization. If services aren't free in such a facility, it is often made affordable through special programs.
If self-payment is possible, most facilities and rehab programs take cash as well as credit cards and debit cards. Some families prefer making a cash payment because it provides more privacy and anonymity. Most clinics and rehab programs will not accept checks as a form of self-payment.
If a person receives treatment on an urgent basis in an emergency room setting, and they don't have insurance, it is common for patients to be billed and required to pay at a later date. In many cases, these bills can be reduced through state run programs if the individual meets certain requirements regarding income and other circumstances.
Another advantage of self-pay and cash for clients who have the cash or other resources available to cover the cost of treatment, is the diversity of options to choose from including successful long-term residential rehabilitation facilities and high-end and luxury treatment centers.
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