Medicare is a federal health insurance program which helps pay for health benefits for people living in the Unites States who are either disabled or 65 and older. For people that do have Medicare and need drug or alcohol recovery services in Louisville, this program will cover certain rehabilitation programs and treatment services. Medicare consists of different "Parts", with Parts A-D covering different kinds of care.
Part A (Insurance for Hospital Stays) - Medicare Part A pays for inpatient addiction rehabilitation, and up to 60 days in treatment without a co-pay but individuals will have to pay a deductible. Medicare only covers a total of 190 days of inpatient care, as in during the person's lifetime.
Part B (Medical Insurance) ? Medicare Part B pays up to 80% of the expenses for outpatient drug and alcohol rehabilitation. This includes outpatient care, therapy, treatment for co-occurring mental health disorders such as anxiety disorders or depression and drugs dispensed by clinics. It also covers professional intervention services.
Part C (Medicare-approved Private Insurance) Medicare Part D is an option for individuals who want supplemental coverage in addition to Medicare Parts A, B, and D. Individuals who have Part C can have more insurance benefits available to them, but out-of-pocket costs and coverage is different and may be more expensive.
Part D (Prescription Insurance) Medicare Part D covers drug and alcohol addiction medications. Including medications used for withdrawal symptoms during detoxification and medications used for maintenance therapy such as buprenorphine or methadone.
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