Military Insurance - Alcohol and Drug Treatment Centers - Mercer, TN.

The military currently uses a military insurance known as Tricare to help veterans, active military members and their families obtain health benefits. There is Tricare Prime, Tricare Standard, and Tricare Extra. Tricare Standard offers insurance benefits for retirees of the military who are 60 or older and their qualified family members. With Tricare Standard they go to any civilian health care provider that is payable under Tricare, but also pay an annual deductible and coinsurance, in addition to any out-of-pocket expenses. Tricare Extra is an option available to Tricare Standard beneficiaries which provides access to civilian health care professionals within their provider network, with a reduced coinsurance amount. Tricare Prime is offered to all active-duty members, retirees, and all qualified family members, and with this they can select a primary doctor and get referrals to organizations that offer specialty care.

Through TRICARE, members of the military can obtain drug and alcohol rehabilitation services in Mercer. This encompasses individual and group therapy including family therapy, detoxification, and other substance abuse recovery services. They will need pre-authorization for treatment and there are likely to be some limitations. Military insurance covers both inpatient and outpatient, but stays for detoxification are limited to no more than 7 days. An inpatient or partial hospitalization following detoxification will only be authorized if it is a Tricare approved treatment center, and there are time restrictions as to how long military insurance carriers are permitted to remain in treatment. A 3-week inpatient stay per benefit period is usually permitted. Additionally, there are 15 family therapy sessions and 60 group therapy sessions covered per benefit period, which are done on an outpatient basis. Family therapy is covered one after the active military member has finished other primary rehabilitation services such as inpatient or outpatient treatment.

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